We are on a mission to fight Debt

We have been searching for people like you—people with willingness and determination to fight Debt.

We partner with debt settlement companies

Because of your excellent performance in your debt settlement program you have been pre-selected for a loan from New Credit America! Our loan is used to accelerate your settlement process and satisfy your debt obligations so you can move on with your life.

Let's defeat Debt together
Once and for all!

Our Loan

Loan Term

This depends on the negotiated amount of your debts plus your Debt Settlement Program Fee which is 25% of the original enrolled balance of the debt they negotiate.


We do everything we can to keep your payment and payment schedule the same as it is in your debt settlement program, but sometimes it can change.

Fixed Rating

Your annual percentage is a fixed interest rate of 29.7%. No other fees! No pre-payment penalty fee! No origination fee!

Flexible Payment

Life gets in the way, we know, we understand. Just call us, we can work with you if it gets hard to make your payment.

Lump Sum Settlements

Rather than term pay settlement's and negotiating each debt individually, we can negotiate all of your remaining debt at once with Lump Sum Settlements! On average debt settlement companies like yours get lump sum settlements at $0.50 - $0.60 on the $1.00.

Credit Report

Don't worry, we report everything to the credit bureaus.

How it Works

5 Easy Steps and you are on your way back to the financial mainstream.


Enter your

Your first step towards financial freedom! Enter your Client ID, Date of Birth, Social Security Number in the spaces provided and click Apply Now in the form below so you can start the application.


Complete an Easy
2 Step Application

Step 1: You will need to complete a credit application. Enter all of the required information; esign the form and submit. Don't worry, we know your credit situation and this is not all we look at.

Step 2: We will need you to verify your income. We will ask for your online credentials so we can get a snap shot of your bank account statements.


We will Get
in Touch

Our Verifications Team will review your Application. Feel free to call us at 877-373-2330 for an update on your application, we are happy to assist you if you have any questions. If we need anything further from you we will call you. Please respond promptly!


Let's Negotiate
Your Debt

If you are approved, your debt settlement company will negotiate all your enrolled debt. Your Debt Settlement Company generally negotiates your debt at $0.50 - $0.60 on the dollar, but this varies. On average $10,000 in debt, it will be negotiated down to $5,200.


Complete Your
Loan Documents!

You will receive an email with a link to complete your final loan documents on line. Once you have signed your loan documents you will then start to pay back your New Credit America Loan and will be one step closer to financial freedom!

Start Application

Let's Get Started Today!