Start Application

Let's get started today!

Unfortunately, we have decided to place a hold on all new and in-process loan applications so we will not be able to process your application at this time. Your debt settlement service provider has been made aware of this development.
Reservation Code
Social Security Number (XXX-XX-XXXX)
Date of Birth (MM/DD/YYYY)
 

New Credit America is here to help!

Our mission is to provide customized financial solutions to get you out of debt and on the path to financial independence.

How it Works

We help you get back on your feet in 3 easy steps

1

Start Application

Enter your Reservation Code, Social Security Number, and Date of Birth, and click "Apply Now" in the form to the right. Note, your Reservation Code is the same as your Client ID in the debt resolution program.

2

Credit Application and Income Verification

Fill out the credit application form in just minutes. You can also call to complete the application over the phone, call us at (877) 203-6224 Don't worry, we know your credit profile may be a work in progress. For the fastest results, we suggest the Bank Connect process for income verification. The Underwriting Team will get right to work and confirm your loan approval.

3

Sign Loan Documents

You will receive an email with a secure link to sign your loan documents, an important step toward financial independence!

Copyright © 2025, New Credit America
*New Credit America does not provide debt settlement, debt relief, or credit repair services. All loans are originated by Cross River Bank, a NJ chartered bank, member FDIC. An origination fee of up to % may be included in the principal loan amount that results in an APR up to 30%.